Job Information
Bank Of Colorado Loan Officer II in Montrose, Colorado
Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross-selling other banking services.
RESPONSIBILITIES AND DUTIES 1.Prospects new customers and solicits new loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations. 2.Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers' financial condition. 3.Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. May serve and vote as a member of the bank loan committee. 4.Monitors loan repayment activities, take necessary action to collect past-due accounts. 5. May participate in preparation of department budget, goals and objectives and strategic planning. 6. Participates in civic and community organizations, representing the bank, but following personal interests. Attends customer and bank sponsored events. 7. Performs other related duties as assigned by management. 8. Ability to maintain regular and reliable attendance
EDUCATION AND EXPERIENCE: College degree preferred Three years lending experience is preferred.