Jobs for People with MS: National MS Society

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SFP HOLDINGS, INC Credit Analyst in Mendota Heights, Minnesota

Are you interested in working for the nation's leading fire protection company and beginning a rewarding and satisfying career that helps save the lives of thousands each year? Do you want to be a part of a growing and expanding team of industry experts? If so, exploring career opportunities with Summit Companies may be right for you! Summit Companies, through its subsidiaries, is a full-service provider for fire detection, suppression, and security with a full suite of capabilities that includes design, installation, testing, inspections, and maintenance. We serve customers across many verticals on a local, regional, and national scale. We're proud of our well-deserved reputation for quality work that's completed by our talented and experienced installation workforce. Summit Companies is a dynamic organization with endless growth opportunities spanning over 100 locations in more than 30 states. Our company is consistently recognized for service excellence in the fire protection industry. Summit Companies supports trade skills and workforce development by hosting Recognized Apprenticeships and on-the-job training (OJT) programs for new career-seekers. Many members of our leadership team serve as chair on NFPA code compliance committees, serve on regional safety boards, and support technical education in local schools. Summit Companies supports employees in their professional development by offering continued development, training, and education by encouraging NICET and other career-advancing certifications. We continually strive to be the Employer of Choice for highly motivated team members who want to succeed in a high-growth environment. We encourage initiative, independence, diversity, and personal career growth. The combination of experience, knowledge, and customer service is the key to our performance and helps us achieve our goal of providing the highest quality of fire protection services to protect lives and property. JOB SUMMARY: The Credit Analyst will conduct in-depth financial analysis, assess risk factors, and provide valuable insights to support lending decisions within a business-to-business (B2B) context. The position requires a strong understanding of financial statements, trade credit reports, and industry-specific risk factors. Collaborating with internal teams, this role will shape credit policies and ensure compliance while contributing to effective risk management strategies. ESSENTIAL JOB DUTIES: Perform detailed financial analysis specific to B2B transactions to evaluate credit risk. Assess business financial statements, trade credit reports, and industry trends. Process Credit Applications and follow-up with Bank and Trade references. Monitor industry-specific market trends and developments to identify potential risks and opportunities. Prepare thorough credit reports, presenting findings and recommendations for Senior Leadership. Ensure strict adherence to established Summit credit policies, regulations, and procedures. Provide recommendations for appropriate credit limits, terms, and conditions. Stay abreast of changes in economic conditions and industry dynamics impacting credit risk. Effectively communicate with clients and internal stakeholders, addressing inquiries and providing support. Maintain accurate and up-to-date credit files and documentation specific to B2B credit evaluations. Handle internal collections escalation accounts and employ negotiation tactics to effectively resolve delinquent accounts. Efficiently process delinquent accounts by compiling and packaging all relevant account information for submission to legal, coordinating with department manager. Monitor lien rights for ongoing contracted projects across all subsidiaries, file necessary documents to maintain lien rights, and file mechanics liens as needed to ensure legal protection. Process incoming bankruptcy notices and take appropriate steps to file claims while continuing to monitor case status. Other duties may be assig ed. QUALIFICATIONS The qualifications listed below are representative of the elements required to perform the job successfully; however, in some cases, an equivalent combination of Education, Training, Certifications, and Experience may meet the job qualifications. Education, Training, Certifications: High school Diploma, or equivalent, required. Bachelor's degree in Accounting, Finance, or related field, preferred. Experience, Knowledge, Skill Requirements: 3+ years of credit management experience in a similar role Understanding of construction contracts and industry-specific financial processes. Strong analytical, organizational, and problem-solving skills. NACM designation (CBA, CBF, CCE) preferred Knowledge of accounting standards and regulations. Ability to adapt to changing business needs and work collaboratively across departments. Communication Skills: Must have the ability to effectively read, write, and communicate in English with employees and customers. Systems and Software Skills: Proficiency in accounting software and ERP systems, advanced MS Excel skills. Other Qualifications: Valid driver's license with acceptable driving record required. Occasional travel required up to 20%. Must be able to comply with Summit's Drug and Alcohol Policy and Background screening requirements, which may also include customer specific requirements based on contractual agreements. PHYSICAL & WORK ENVIRONMENT REQUIREMENTS Reasonable accommodation may be made to enable individuals with disabilities to perform essential job duties. Physical Requirements: While performing the duties of this job, the employee is required to sit and stand for long periods. Employee will occasionally be required to drive, bend, kneel, balance, lift <20lb, walk, stand, ascend/descend stairs, reach above and below shoulders, stoop, and twist. Work Environment: Employee will consistently be required to work indoors in an office or remote setting, sit or stand for extended periods of time, and work alone and with others. The employee will be occasionally required to travel. Benefits Summit Companies offers extensive training opportunities, career advancement, competitive pay, bonus opportunities, along with an industry leading and affordable benefits package for eligible employees. Our benefits package includes: Paid Vacation and Holidays Medical Insurance Dental Insurance Vision Insurance 401(k) Plan with Company Match Flexible Spending Accounts Long-Term Disability - Employer Paid Short-Term Disability - Employer Paid Additional Voluntary Ancillary Benefits such as Accident and Hospital Indemnity Life Insurance for Team Members and Dependents Employee Assistance Program Employee Referral Program Our Core Values PIPE We are PASSIONATE about life safety We have INTEGRITY (Do the right thing) We work in PARTNERSHIP with our customers and community We constantly strive for OPERATIONAL EXCELLENCE (Do things right) Summit Companies participates in E-Verify & in alignment with our commitment to safety, we promote a drug-free workplace.... For full info follow application link. We are an Equal Opportunity and Affirmative Action Employer and comply with all applicable federal, state, and local fair employment practices laws. All qualified applications will receive consideration of employment without regard to race, color, religion, creed, national origin or ancestry, ethnicity, sex (including pregnancy), sexual orientation, gender (including gender nonconformity and status as a transgender or transsexual individual), age, physical or mental disability, citizenship, past, current, or prospective service in the uniformed services, genetic information, marital status, status with regard to public assistance, membership or activity in a local commission, familial status, or any other characteristic protected by federal, state or local laws.

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