Jobs for People with MS: National MS Society

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S & T Bank Senior Consumer Compliance Analyst in Indiana, Pennsylvania

Reference #: R-262 Plum: 7660 Saltsburg Road, Pittsburgh, PA 15239

Akron:491 North Cleveland Massillon Road, Akron, OH 44333 Camp Hill Corporate: 3314 Market Street, Suite 301, Camp Hill, PA 17011 Hilliard: 4599 Cemetery Road, Hilliard, OH 43026 Lancaster: 205 Granite Run Drive, Lancaster, PA 17601 Main Office: 800 Philadelphia Street, Indiana, PA 15701 West Chester Building: 10 N Church Street, West Chester, PA 19380 Work Days and Expected Hours: Monday - Friday: 8:00 AM - 5:00 PM (Additional hours as necessary to meet the objectives of the department).

Function: Assists the Consumer Compliance Manager with ensuring S&T Bank operates in conformity with federal and state consumer protection laws, regulations, and regulatory guidance. This is accomplished through performing Assurance Reviews, regulatory research, and providing guidance to business lines.

Duties and Responsibilities:

Has an understanding of consumer protection laws, regulations and policies that apply to S&T's business operations.

Holds the designation of Certified Regulatory Compliance Manager from the ABA or is willing to pursue.

Executes independent monitoring programs, as directed by the Consumer Compliance Manager, and makes suggestions for improvement to the review program and process.

Executes compliance risk assessments on products, services, and third-party vendors.

Reviews print and electronic media advertisements and other marketing materials for products and services to assure compliance with consumer protection laws and regulations.

Prepares or reviews compliance assurance work papers and drafts assurance reports in accordance with Compliance Department procedures. Identifies corrective actions to be taken for any identified procedural or training weaknesses in an effort to preclude regulatory violations.

Assists in the identification and quantification of compliance risk considering the size, level, and complexity of S&T's operations; financial product and service offerings; and their delivery systems.

Assists in developing and maintaining working relationships with the first line of defense to ensure that compliance requirements are incorporated into business processes of the first line of defense, and to establish an effective monitoring system to ensure that responsibilities are carried out and requirements are met.

Performs compliance training to assist business line management and the Training Department as directed.

As assigned, participates on committees and task forces involved with new product initiatives and lines of business to assist in the identification and mitigation of compliance risk.

Assists in the development and maintenance of compliance procedures for business line management.

Assists with the annual review of Compliance Policies.

Assists with the professional development and reviews Analyst work product. Provides input into Analyst performance evaluation and identifying developmental/training opportunities to enhance their consumer compliance and banking knowledge and expertise.

Demonstrates an ability to work independently and as a team player; exhibits excellent interpersonal skills to contribute to the success of the department and in turn, the organization.

Assists with compiling compliance-related data for management reporting.

Maintains a good working relationship with all S&T employees and becomes a respected subject matter expert. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

Performs additional duties as assigned.

Physical Demands

75% of the day is spent operating a keypad device. The primary parts of the body involved in performing these tasks are fingers, thumbs and hands. Must be able to occasionally lift and/or move up to 20 lbs. Use of electronic equipment is required 10% and use of a mouse 20% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. 90% of the business day requires sitting straight and 10% walking at a slow speed. Reasonable accommodations may be made to enable individuals with disabilities to perform essential function.

Education

Four year college degree in Business or a related field from an accredited college or university. Must currently hold or be willing to pursue CRCM or related certification, such as CIPP, or CCEP. The employment candidate should have specialized education on federal laws, regulations, and policies related to consumer protection as noted in applicable federal regulatory examination manuals.

Experience

Requires two to five years general experience with two to five years of regulatory compliance or consulting experience in financial services or two to five years in banking in lending origination, servicing, quality control, audit, or similar.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$48,000.00 - $100,000.00

EEO/AA Minority/Female/Disability/Veteran

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