Jobs for People with MS: National MS Society

Asset Based Lending Account Executive

Asset Based Lending

Glendale, California

Description

About Us:

Umpqua Bank is headquartered in the Pacific Northwest with 5,000+ employees and offers banking services to customers throughout the nation. It’s an especially exciting time to join our team as, following the recent merger with Columbia Bank, we have grown to become a leading western-based regional bank with more than $50B in assets under management and an unwavering commitment to our associates, our customers, and our communities.

We create a great place to work by offering a special brand of relationship banking and by providing a culture where associates thrive. Associates who embody our core values fit in well here and we are eager to meet candidates who demonstrate behaviors that align with Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships.

About the Role:

Responsible for managing the overall monitoring and servicing, as well as collateral monitoring, of complex or special significance asset-based loans in accordance with Asset Based Lending policies and guidelines. Responsibilities will also include collaborating with the underwriting group on loan underwriting and closing and with the operations group on collateral management. Business development of current and new commercial client relationships.

• Establishes and implements scope of field examination and borrowing base certificates·

• Advise clients on financial solutions and strategies.

• Ensures that production and quality of work performed by independent contractors is monitored and meeting service levels

• Responsible for the overall identification of loan violations and potential concerns on a regular basis and reporting on those findings

• Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.

• May approve/disapprove BC loan advances and paydowns

• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.

• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.

• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.

• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.

• Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words.

• Takes personal initiative and is a positive example for others to emulate.

• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.

• Embraces our vision to become "The World's Greatest Bank."

• May perform other duties as assigned.

About You:

• Bachelor’s Degree in: Accounting, Finance, or a related field

• 4-7 years of experience of field examiner or ABL risk management, managing a complex Asset Based Lending portfolio including loan workout experience or other directly related experience.

• Employs advanced knowledge as a specialist of Asset Based Lending collateral processes and procedures including loan workout, training, and selling.

• Strong in financial statement analysis

• Strong knowledge of asset-based collateral exams.

• Advanced analysis and mathematical aptitude skills

• Excellent negotiation and communication skills, both verbal and written.

• Strong organizational, accountability and adaptability skills

• Strong customer relations and leadership skills.

• Applies advanced principles, theories, and concepts.

• Strong knowledge of ABL principles, theories, concepts, and techniques

• Strong working knowledge of Word, Excel, and other ABL software applications

• Travel Type - Occasional

• Ability to manage a complex workflow.

Our Benefits:

We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $93,626.61 - $173,877.00, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity :

Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected]

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.